Assisted Living in Kentucky

Kentucky regulates assisted living through the Cabinet for Health and Family Services, Office of Inspector General. The state licenses Personal Care Homes and Assisted Living Communities. Kentucky's Home and Community Based (HCB) waiver can help cover costs for Medicaid-eligible residents. Kentucky offers some of the most affordable assisted living in the nation. The state requires facilities to provide individualized care plans and has strong consumer protection regulations.

Average Monthly Cost

$3,600

National avg: $4,500/mo

Licensing Body

Kentucky Cabinet for Health and Family Services

Medicaid Waiver

Home and Community Based (HCB) Waiver

Facilities Listed

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Frequently Asked Questions About Assisted Living in Kentucky

How much does assisted living cost in Kentucky?

The average monthly cost of assisted living in Kentucky is approximately $3,600, well below the national average, making it one of the most affordable states.

Does Kentucky Medicaid cover assisted living?

Kentucky's Home and Community Based (HCB) waiver can help cover assisted living costs for eligible residents who meet income and care-level requirements.

What types of assisted living exist in Kentucky?

Kentucky licenses both Personal Care Homes (general assistance) and Assisted Living Communities (which provide additional nursing and medical services).

Not sure which facility is right for your family?

A free senior living advisor can compare Kentucky options based on budget, location, and care needs — at no cost to you.

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